Welcome to Michelle Lebel Agency

Auto/Car Insurance, Homeowners Insurance, and Business/Commercial Insurance For Henrietta and All of New York

L&T Insurance Agency Inc. was the Creation of Michelle Lebel and her family. With over twenty-five years in the Insurance Industry, she has built an Agency based on family values.

Working previously for Liberty Mutual as an Insurance Agent she learned the ropes in all factors of Property, Casualty and Life Insurance for personal markets. After years in the Corporate environment she yearned to carve a new office environment for both clients and staff. Her ideal atmosphere includes the basic desire to care for clients business needs as well as making them part of the Agency family.

In 2007, Michelle opened L&T Insurance Agency Inc. with her nieces, Danielle and Katie. The business thrived and began to hire more staff. Michelle now has one full time staff, Victoria, and one part-time staff, Alexandra, who run the everyday operations at the office including sales and customer care. Alexandra still works at the office part-time.

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Does My Auto Insurance Cover Rental Cars?

Posted: April 18, 2018

When it comes time to rent a car, here are two common questions that customers often ask us. Do I need to buy the insurance offered by rental car companies? If I am in a car accident and need to rent a car, am I covered? Let’s find out the answers. Insurance offered by rental car companiesYou’re standing at the rental car counter and the... Read Article

Quick Ways to Spot Phishing Messages Targeting Your Business

Posted: April 15, 2018

Gone may be the days when phishing attempts were easy to identify. While malicious messages are nothing new, they’re becoming more sophisticated and harder to pick out from legitimate business communications. A few simple clicks in one of these emails can develop into a problem that spreads quickly across digital channels and devices, but there are things that you can do to defend against phishing... Read Article

Speak! How to Decode Dog Body Language

Posted: April 9, 2018

All relationships are about communication. Without the luxury of language, a dog uses physical cues to tell you how he’s thinking and feeling. Avoid getting lost in translation by learning to read a dog’s body language – especially if he’s trying to say, “Back off!” National Dog Bite Prevention Week® takes place during the second full week of April each year. You can avoid and... Read Article

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